Step 1 of 3
Tell us about your situation
This helps us give you the most relevant estimate. Everything stays private — nothing is saved or shared.
Step 2 of 3
What level of care is needed?
Choose the care type that best fits the current situation — or the level you're planning toward. You can run the estimator again for different scenarios.
Step 3 of 3
Financial picture
Approximate numbers are perfect — this helps us show your coverage gap or surplus. This data never leaves your browser.
Estimated monthly cost
If your number felt bigger than you expected — that's normal. Most families are.
The gap between what care costs and what's available isn't a failure of planning. It's a reflection of a system that wasn't designed to make this easy. You're not behind. You just now have a real number to work with instead of a worry with no shape.
That changes everything.
What to do with this estimate
If you have a gap: The earlier your family sees this number, the more options you have. Long-term care insurance, asset planning, family contribution conversations, and Medicaid planning all take time. The families who navigate this best are the ones who started the conversation before they had to.
If you have a surplus: That's good news — and it's worth protecting. Knowing your coverage now means you can make decisions from a position of strength rather than scrambling when circumstances change.
Either way: This number belongs in a family conversation. Print it. Save it. Bring it to a sibling meeting. The worst thing you can do with it is close this tab and go back to not knowing.
What families usually do next
Your next step starts here.
This estimate shows you the gap. The tools below help you close it — by getting your family's full financial picture organized, documented, and ready for whatever comes next.
Elder Care Financial Planner — $11
A 6-tab Excel and Google Sheets system built for families managing a parent's finances. Budget tracker, insurance log, asset inventory, care cost projector, daily care log, and medication schedule. Formulas built in — just fill it in.
This is where your estimate becomes a plan.
Care Options Comparison Workbook — $12
Side-by-side charts for all six care types, real cost ranges, Medicare/Medicaid notes, touring checklists, and a family decision framework. Includes the "How to Talk to Your Aging Parent" guide.
Pairs with this estimate — now you know the cost, this helps you choose the setting.
Aging Parents Care Bundle — $17.99
The complete system — care planner, financial tracker, and caregiver pocket guide. Everything your family needs in one download.
Best value if you're starting from scratch.
Dementia Caregiver Planner — $14.99
If memory care was part of your estimate, this planner was built for exactly where you are. 38 guided pages covering understanding, tracking, planning, and connecting.
For the family who sees the changes and doesn't know what comes next.
The number you just saw is the beginning of a plan — not the end of one. You found this tool because you're the kind of person who faces hard things. That matters more than the number.
Estimates based on Genworth Annual Cost of Care Survey national averages. Regional multipliers are approximate. Costs vary significantly by provider and location. This tool is for planning purposes only and does not constitute financial or medical advice.